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AdvantagesConsumers increasingly prefer the no hassle, no pressure, convenience of shopping online. For those who are still leery of making an actual purchase online without "kicking the tires", they can still conduct the necessary research and compile information on various products online.. Businesses who realize the thinking process their customers go through are able to tailor their websites to meet the needs of their customers and "upsell" through subtle persuasion and direction rather than a sales staff. With cookies and other tracking tools, businesses can follow the course of a customer’s visit to their site and adjust the site so that the products they feel are most important and want showcased, are placed appropriately.
Establishing a Merchant AccountEstablishing a merchant account can be a relatively simple process. Because of the risk associated with non-retail businesses, many local banks are cautious about issuing accounts to them. However, there are independent companies such as Cardservice International that are willing to extend credit to these higher risk organizations (start-ups, Internet-based businesses, mail-order businesses, etc.). The less risk a business is to the credit card issuer, the easier the process will be.With the dramatic increase of online purchasing, it is essential for merchants to offer credit payment options to their customers in order to remain competitive in the new virtual marketplace.
Transaction Descriptions
Cardservice International electronically deposits the money into the checking account of the merchant within 48 hours of settlement.
Cardservice's SSL API offers eCommerce Web site builders and providers an encrypted connection to our Secure Payment Engine. All Cardservice International merchants receive the following benefits by using the LinkPoint Secure Payment Gateway technology: fraud screen of each transaction submitted and real-time reporting via their Web browser.LinkPoint API is the most sophisticated level of service, enabling software companies, commerce service providers (CSPs), internet service providers (ISPs) or cyber-wise merchants to add secure sockets layer (SSL) payment capabilities to their products, services or custom storefronts. Additional features, such as tax and shipping calculations and electronic softgood download (ESD) - i.e., software, pictures or text - are included.
Using Cardservice's SSL API, all orders and payment information sent from the merchant's Web server will be encrypted using industry standard RC4 1024-bit encryption with SSL Version 3. This encrypted and secure data is routed to Cardservice, decrypted and processed. All processed information (Approved/Declined transactions) is then re-encrypted and sent securely back to the Web site. Once at the Web server, it is decrypted and displayed to the consumer. Also, order confirmation e-mails are sent to the consumer and to the merchant. The Cardservice SSL API guarantees that the orders and payment information generated by the merchants Web server remains totally secure.
Using the following eCommerce modules, Web customers will be able to order products, pay for them and arrange for shipment all in real-time.These modules include real-time: Fraud Protection Shipping Tax Calculation Business Reports
Using the following eCommerce modules, Web customers will be able to order products, pay for them and arrange for shipment all in real-time.These modules include real-time:
Merchants also have the option of choosing auto-settlement or merchant settlement. Taking advantage of the Cardservice Business Reporting module allows the merchant to view critical ordering and financial information all from a single source, their browser.
